Someone hit me and they dont have enough car insurance coverage by patriot insurance august 20 2015 0 flares twitter 0 facebook 0 google 0 linkedin 0 email 0 flares x have you ever been in a situation where you thought you were doing everything you could do to be responsible but no matter how much you do your part at the end youre still responsible for something that was out . If you dont have certain types of coverage your claim would be denied for instance you wont be covered for theft or vandalism if you dont have comprehensive coverage if you dont have collision coverage on an older car and you cause a wreck your insurance would cover damage to the other car but not the cost to fix yours. So if you dont have um coverage dont fret too much still its not a bad idea to consider buying it in the future q what happens if the driver who hits me has insurance but not enough to cover the damages a in at fault states the liability insurance of the person who caused the crash covers damage to your vehicle what happens . Yesterday a company truck hit me from behind they do have insurance but i do not report abuse report abuse please explain why you are flagging this content this will flag comments for moderators to take action 0 out of 500 characters please enter the explanation required field report cancel 11 answers en mr erven t nelson unclaimed profile update your profile answered on . Does insurance cover a hit and run if youre the victim of a hit and run youre covered only if you have bought particular types of coverage liability insurance mandatory virtually everywhere does not cover you or your car you must have collision coverage and pay the deductible if your car is damaged it costs 526 a year on average to get collision insurance according to an
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